Gold, real estate, savings deposits and the like: What about diversification?
Member of the managing board of Raiffeisen Vermögensverwaltungsbank AG
Due to the debt crisis, many wealthy investors have focused strongly on precious metals, real estate and foreign currencies, such as the Swiss franc, or simply prefer to put their assets into savings. Due to the intense volatility on the equity markets, it is easy to lose sight of the importance of portfolio diversification.
»MoreGlossary
The most important terms from the world of funds - arranged alphabetically. Click one of the letters to display the relevant terms.Alpha
When you compare a fund with its benchmark, alpha is the theoretically guaranteed fund yield - if the benchmark's yield is zero. Alpha represents a fund's under- or over-performance compared to the benchmark.
Asset Allocation
A fund's asset structure. Creation of an investment matrix taking risk spreading into account. Possible earnings are shown with their associated risks so that only necessary risks are taken.